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What types of benefits are available through Maryland workers’ compensation?

On Behalf of | Oct 27, 2023 | Workers' Compensation |

In Maryland, workers’ compensation is a safety net for injured workers, and workers’ comp offers a range of benefits designed to protect workers and their families during challenging times. Benefits available through Maryland workers’ compensation include:

Medical benefits

Injured or ill employees can receive full medical coverage for reasonable and necessary expenses related to their workplace injury or illness, including:

  • Doctor visits
  • Surgeries
  • Medications
  • Physical therapy
  • Rehabilitation services
  • Prosthetic services, and more.

Temporary Total Disability Benefits

If an employee gets injured or sick and cannot return to work on a temporary basis, the state provides wage replacement benefits. Usually, these benefits cover around two-thirds of the worker’s pre-incident weekly wage.

Permanent Partial Disability Benefits

If a worker suffers an injury that impairs them permanently but they can still work, state regulations provide compensation for these employees based on the severity and location of their disability.

Permanent Total Disability Benefits

If an employee gets injured or becomes ill as a result of a work-related incident and cannot work at all, they are eligible to receive ongoing financial help, subject to review.

Vocational Rehabilitation Services

Maryland aids individuals reentering the workforce after injury or illness through vocational rehabilitation services.

Death benefits

The Maryland workers’ compensation system pays death benefits to the worker’s surviving dependents in tragic situations where a worker passes away due to a work-related illness or injury. Typically, these benefits include:

  • Funeral expenses
  • Ongoing financial support

Maryland’s workers’ compensation system offers different benefits for employees in case of work-related accidents, injuries, or illnesses. By offering medical coverage and wage replacement, these programs support injured workers and their families.