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How does Maryland’s no-fault workers’ compensation system work?

On Behalf of | Aug 21, 2023 | Workers' Compensation |

A workplace injury can lead to pain, uncertainty and financial distress. If you have a work-related injury or illness, you should consider filing a workers’ compensation claim to help with lost wages and medical costs.

It is crucial to understand the workers’ compensation system in Maryland and how its no-fault rules impact injured employees.

What is no-fault worker’s compensation?

Under Maryland’s no-fault worker’s compensation system, you can receive benefits after a work-related injury or illness, even if your employer was not at fault for your injury. You do not need to prove your employer’s actions contributed to your condition. It is possible to obtain benefits for harm caused by a sudden accident or a coworker’s mistake. You can even seek workers’ compensation for an injury that resulted from your own behavior, provided you were not acting in a willfully unsafe or reckless manner.

What are the benefits of Maryland’s system?

No-fault workers’ compensation systems like Marylad’s offer several advantages for employees and businesses. In general, the process of filing a claim is more accessible and less time-consuming when you do not have to prove fault. As a worker, this enables you to efficiently get the support you need when recovering from an illness or injury. Furthermore, no-fault workers’ compensation covers a wide range of conditions. The benefits can replace lost income due to missed work and aid with medical bills. You can focus on treatment instead of worrying about your finances.

Workers’ compensation is an important program that protects the rights and safety of employees. The no-fault system in Maryland allows workers to file claims without the burden of proving responsibility. No-fault workers’ compensation expedites the claim process while broadening access to support for injured employees.