The physical and emotional injuries caused by car accidents can be devastating. If you are dealing with the stress of medical expenses and time missed from work, you are probably wondering about the types of financial compensation available to you.
You do not have to let these costs pile up without knowing your rights and options.
If you were in a motor vehicle accident in Maryland, the courts will use a rule called contributory negligence to determine fault and decide who should receive financial compensation. This means that any party who holds any fault at all cannot collect compensation for the accident. Even a marginal amount of negligence on your part can prevent you from receiving monetary damages for the collision. Despite these strict laws, you do have options for attempting to collect financial compensation for your injuries.
Since Maryland requires all drivers to have car insurance, you can file a claim with your insurance provider or the provider of the at-fault party. However, oftentimes, insurance companies will attempt to provide unreasonably low compensation. When this happens, filing a personal injury lawsuit against the driver that caused the accident is also an option. This may be the best course of action if an insurance company refuses to offer you a fair amount.
Even minor injuries caused by vehicle collisions can wreak havoc on your finances. You may be able to receive financial compensation to cover your medical costs and other bills that have accrued due to the crash.